Every funding round on our platform has been evaluated by our experts before they are open for investments. Invesdor's Investment Comittee accepts around 5% of all companies looking to raise funding on our platform.
Learn below how we evaluate projects step by step – and what this means for you as an investor.
Invesdor offers SMEs, start-ups and renewable energy projects an opportunity to get public funding on our platform. We have over 10 years of experience in hosting digital funding rounds and have realised more than 1,000 rounds to our investor network.
We hold an ECSP license under the European Crowdfunding Service Providers Regulation. This license is official proof that our platform meets strict European standards regarding transparency, investor protection, and processes. It enables us to offer funding rounds to both private and institutional investors across the EU – legally compliant and cross-border. On this page you can learn more about our investment evaluation process.
If you have further questions, you can always reach out to our customer support.
Invesdor's Investment Committee consists of industry experts from each of our operational regions - the Nordics, DACH and BeNeLux. Most of our funding rounds are open for funding across Europe, which is reflected in our international collaboration and consideration of market-fit for each funding round.
The Investment Committee evaluates carefully each potential funding application. Invesdor offers three different investment instruments which are catered to serve the benefits of companies in different lifecycles and ensure the best possible investment opportunity for our investors:
Before a company is allowed to raise capital on Invesdor, it goes through our structured evaluation process. We look at the business model, financials, and legal framework – and assess each project in terms of opportunities and risks. The process is divided into four main steps:
Our legal experts verify the legal representatives and beneficial owners of the company. Based on public registers and reports from national credit agencies, we analyse the structure of the company as well as the existing shareholding structure. In the case of share issues, our team requests that all shares are registered and that all requirements and resolutions for the creation of new shares are in place.
Our financial experts evaluate the key financial figures on the basis of the latest annual financial statements and expectations by the company seeking funding. When reviewing the financial situation, our experts fully rely on information provided by the company and we cannot guarantee accuracy of the provided data.
Together, our legal and financial experts evaluate the position of our investors. For this purpose, existing shareholder agreements and liabilities of the company are considered. Our aim is to achieve the best possible risk-return ratio for each investment project.
Experts from all departments and regions meet in the Investment Committee and decide on the investment project after carefully considering the steps mentioned abvove. Only after a positive vote the company seeking funding is offered the opportunity to open a funding round on the Invesdor platform.
Be sure that any investments on our platform entail risks including the risk of partial or entire loss of the money invested and you should always diversify investments across asset classes, industries and regions to mitigate risk. You may not receive any return on your investment. The investment opportunities on our platform are not savings products and we advise you not to invest more than 10 % of your net worth in funding rounds offered on our platform. You may not be able to sell the investment instruments when you wish. If you are able to sell them, you may nonetheless incur losses.
Our experts in the Investment Committee evaluate the key financial figures on the basis of the latest annual financial statements and current business evaluations. Equity capitalisation, debt ratio and the cash flow situation are amongst the most important checkpoints in the evaluation process.
Depending on the type of funding and business, additional material are reuired. In the case of fast-growing companies, such as startups and scaleups, the planning and the business forecast of the company must be taken into account.
If a company goes bankrupt, a court-appointed administrator (curator) will take over the management of the company. The curator’s role is to assess all creditors and determine how any remaining assets will be distributed. Unfortunately, in such cases, the repayment of investments is not guaranteed and depends on the available assets and the order of creditor priority.
A smart and simple way to invest responsibly in crowdfunding is by following the 10 by 10 rule. This means you should invest no more than 10% of your total savings in higher-risk investments like crowdfunding – and then spread that amount over at least 10 different projects.
By doing this, you reduce the risk of losing a large part of your savings if one project doesn’t succeed. Diversification helps balance out potential losses with wins from other investments. Plus, it gives you the chance to support a variety of companies and causes you believe in.
For example: if you have €25,000 in savings, you might invest €2,500 (10%) in crowdfunding – and split that across 10 projects with €250 each. This way, you stay in control while giving your portfolio the potential to grow.
Your investment made under the Regulation (EU) 2020/1503 of the European Parliament and of the Council is not protected by the deposit guarantee schemes established under Directive 2014/49/EU (Deposit Guarantee Schemes Directive). Your investment is also not protected by the investor compensation schemes established under Directive 97/9/EC (Investor Compensation Schemes Directive).
Give us a call or send us a message:
Email: service@invesdor.com
Phone: +49 30 364 285 707
Sebastian Kutschker
Senior Customer Success Manager
DE | EN
